Health Insurance: Compare Medical Insurance Plans in India
You need a health insurance cover as a financial back up to be able to meet the rising cost of healthcare in India. Medical inflation in India has been 15% over the past few years, and a health insurance policy helps people to be able to pay for expensive medical treatments, hospital bills, in case of an illness or accidental injury.
Actived: 9 days ago
Health Insurance News
(1 days ago) As an effort to communicate with our customers as always, we will be posting latest and detailed news relevant to products and services provided by health insurance companies in India. The News Section is your comprehensive source for the current and best of information in health …
Coronavirus Health Insurance: Coronavirus (COVID-19
(5 days ago) Coronavirus Health Insurance refers to an insurance policy that covers the medical expenses incurred on the treatment of COVID-19. A coronavirus health insurance policy is designed to cover hospitalization expenses of the policy holder, irrespective of the disease that he has been diagnosed with (unless it is a critical illness that is not
Health Insurance Overview Medical Insurance India
(2 days ago) Health insurance is available to both individual and groups. However, premium for individual policy is costlier than that of the group policy. An individual is the owner of his personal policy. Whereas in group plans, the sponsor is the owner of the policy and the registered members are covered by the policy. You can take advantage of group
How to File a Health Insurance Claim for Coronavirus
(1 days ago) You have one health insurance policy for COVID-19 like Corona Kavach or Corona Rakshak medical insurance policy, and the other policy is a top-up health insurance plan then you can use your top-up plan upon exhaustion of the sum insured over and above the deductibles, provided it covers the cost of Coronavirus treatment. Please check the policy
Top-up Health Insurance: Check Top-up Plans Premium Chart
(3 days ago) Basically, top-up health insurance is like an indemnity plan, which provides the same benefits as a basic reimbursement health insurance plan. The only difference is the cost of deductibles that make these plans easy-on pocket. Moreover, in a top-up plan, pre-medical screening is not required up to the age of 55 years.
Corona Kavach Policy: Buy Corona Kavach for COVID 19 Online
(7 days ago) A Corona Kavach Policy is an indemnity health insurance policy specially designed to cover the hospitalisation & medical expenses arising out of Covid-19 treatment. This policy covered pre-post hospitalisation as well as domiciliary expenses, home care treatment expenses and AYUSH treatment incurred by the policyholder in case anyone is tested
Impact of Coronavirus on Life and Health Insurance Sector
(4 days ago) How Coronavirus Health Insurance is Different from a Standard Health Insurance Policy? Your basic health insurance policy also covers post-hospitalization expenses, but in the case of Coronavirus, the government of India is bearing the cost of check-ups and pre-hospitalization formalities, as the test of COVID-19 is free in government hospitals.
How to Compare Health Insurance Policies
(9 days ago) Your health plan would prove useless if the claim settlement process of the plan is ambiguous. Look for cashless plans and even in those plans consider the list of tied-up hospitals to find your preferred choice of hospital otherwise in case of hospitalization, you or your family members would have to run around for getting your claim settled.
Best Health Insurance Companies in India 2021: Claim
(6 days ago) We have listed some of the best health insurance providers in India. You can check their Incurred claim ratio, the number of network hospitals, and other features while selecting a best health insurance provider. Below is the list of top health insurance companies in India.
All You Need to Know About Health Insurance Cancellation
(5 days ago) Some health insurance providers offer a standard health insurance cancellation form, which you will need to fill properly during the free-look period. While filling the cancellation form, you will need to fill in certain information like the reason for the cancellation of the policy, policy details, date of receipt of the policy document, etc.
Glossary of Health Insurance Terms India
(9 days ago) Best Health Insurance Plans for Senior Citizens in 2021. Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy adequate health insurance for your loved ones. And if they are your elderly parents, then it …
Health Card vs. Health Insurance with OPD Coverage
(8 days ago) Health care plan holders are issued with a physical card, nowadays electronic, for availing the benefits of the plan for a monthly or annual membership fee. These health care plans have several hospitals, clinics, nursing homes, and laboratories in their …
Can you Get Health Insurance Cover if you have a Pre
(2 days ago) How to get health insurance in India for pre-existing diseases? It is possible to buy health insurance in India even if you have a pre-existing disease. Almost every health plan covers people with these illnesses including diabetes, asthma, hypertension, or get enrolled, but …
All You Need to Know About Health Insurance in India
(1 days ago) Health Insurance Terms. Enlisted are some of the jargons that are used in the health insurance industry: Survival Period: This term is majorly used in critical insurance plans.Most of the times the policyholder have to survive for at least 30 days after the diagnosis of the medical condition in order to avail the claim benefits.
Health Insurance for NRIs – An All-inclusive Guide
(Just Now) HDFC Ergo Health Optimum Senior – It is a comprehensive plan for senior citizens with tailored benefits offered by HDFC Ergo Health Insurance. With special benefits for senior citizens like – the restore benefit, where if the sum insured is exhausted, it will be restored within the term and is a good option to consider for senior citizens.
What does Max Bupa ‘ReAssure’ Health Insurance Plan Offer
(1 days ago) Max Bupa ReAssure Health Insurance is a comprehensive health insurance policy that offers unlimited sum insured for all the covered hospitalization expenses including coronavirus treatment. During the time of COVID-19 pandemic, everyone is facing the trouble to avail the best healthcare services, especially people suffering from critical
Preventive Health Care Plan – A Quick Guide
(5 days ago) A health plan is regarded to be a good one only if it covers preventive measures like doctor’s advice and diagnostic tests. Preventive Health Care Plan endeavors to bring the expensive preventive care checkup in the reach of common people.
Group Health Insurance
(3 days ago) Group health insurance or GHI is a type of health insurance plan that provides coverage to a specific group of people such as employees of a company or members of an organization. Also known as corporate health insurance policy, the insurance coverage under this health insurance policy usually includes accidental hospitalisation, COVID
List of Network Hospitals: Cashless Network Hospital List
(7 days ago) Without health insurance, getting sick or injured could mean going bankrupt, going without needed care, or even dying needlessly’- Jan Schakowsky. Indeed! With the surging healthcare costs, most of us buy health insurance plans as a means to reduce our medical expenses. Health insurance is a boon for people looking for quality medical
How is Your Health Insurance Premium Determined
(1 days ago) Usually, all the health insurance providers have an online health insurance calculator on their site. You can use it to know the premium for different plans and sum assured options. Conclusion. The health insurance premium is a fixed cost that you need to pay to avail the benefits of a …
Understanding Hospital Daily Cash Plans
(8 days ago) Health insurance has been going through an innovative phase with a plethora of insurers offering new and developed products to lure an average customer to invest in their plans. A hospital daily cash plan is also a product of this innovative wave which is taking the health insurance industry by storm.
Max Bupa Reassure Family Floater Plan: Benefits, Premium
(9 days ago) Max Bupa Reassure Family Floater policy is a comprehensive policy under Max Bupa health insurance that delivers extensive coverage to the entire family in a single policy. The policy provides a host of benefits in a large sum insured of Rs 3 crore with reassurance at every step. Thus, the insured is assured of a seamless claim settlement with
How Important Is Health Insurance for Your Family
(2 days ago) Health insurance awareness has grown in our country. Still, some people are ignorant when it comes to covering their family with a health insurance plan. Medical emergencies are unpredictable; they can strike anytime and anywhere regardless of gender and age. It is an absolute misconception that only elderly people need an insurance cover.
Top 5 Points You Should Know About E-Insurance Accounts
(6 days ago) Best Health Insurance Plans for Senior Citizens in 2021. Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy adequate health insurance for your loved ones. And if they are your elderly parents, then it …
Benefits of Health Insurance Portability
(4 days ago) Health Insurance Portability is a very beneficial concept for those who are not happy with their health insurance.The new policy you will choose with a new company can be individual or family floater as per your choice. The benefits of the previous policy will continue to exist after portability.
Difference Between Health Insurance and Mediclaim
(5 days ago) Health Insurance: Get coverage for accident-related treatments, hospitalization, and diseases. (The diseases are pre-determined, and the cover is only available for a specific period). Health insurance is more comprehensive and covers hospitalization charges (both pre and post).
Types of Health Insurance: Different Types of Health Plans
(3 days ago) By health insurance at an early age, you enjoy tax benefit for a longer period as compared to a person who bought it in his/her middle age. 4. Reap the Benefits of Savings. In other words, health insurance is a kind of investment to cover …
India's Great Healthcare Challenge, Also an Opportunity
(3 days ago) National health programs: Health programs launched by the government have been helping immensely in tackling certain diseases over the last couple of decades. For example, the number of malaria-related deaths has fallen to 0.01 deaths per lakh population in the year 2016.
What is the Grace Period in Health Insurance Plans
(6 days ago) Your health insurance grace period is the extra time that you are given in case you miss your renewal premium due date. Failure to payment in the grace period can lead to your mediclaim policy cancellation or even penalties. You get a fair chance to pay the premium in case you are not able to make the payment due to some circumstances.
Digit Health Insurance: Renewal, Reviews & Claim Benefits
(2 days ago) Key Features of Digit Health Plus Policy. Here’s what this medical insurance policy has to offer:. Complimentary Health Check-up Facility: Compensation provided is limited to a maximum of 5000 rupees or up to 0.25% of the SI. Restoration of the Sum Insured: The sum insured amount is refilled upon exhaustion.In case of a family floater policy, the sum insured amount is restored.
What is Waiting Period in Health Insurance
(3 days ago) Under health insurance, waiting period is also termed as cooling period. It is a certain span of time before insurance start getting covered under health plan. So, if you have been planning to invest in a good health insurance plan, do well to check …
Health Insurance with Pregnancy Cover
(6 days ago) With an adequate medical insurance policy in place, all the expecting parents would able to celebrate these 9 months of pregnancy and embrace the beautiful change with medical security. During pregnancy, the mother’s primary focus should be the health and the health of the baby in your womb. Do not sacrifice on the joy of becoming a mother or a parent, by taking the stress off the
Health Insurance for Parents: Buy Mediclaim policy for parents
(4 days ago) That is why an individual health insurance plan for senior citizens is a better option than a family floater plan. Policy Wordings - A health insurance policy document may seem all ‘Greek and Latin’ to you at the first time, but it is important to go through the policy terms and conditions and comprehend the policy thoroughly.
IRDA Announced Modifications in Pre-existing Diseases
(5 days ago) Health conditions such as blood pressure, diabetes, depression, lupus, epilepsy, sleep apnea, anxiety are called as pre-existing medical conditions. The insurance regulator also modified the current definitions of pre-exiting illnesses, which are not applicable to international travel insurance. Below are the modifications that follow in the
Bajaj Allianz Health Care Supreme Plan: Benefits, Buy
(5 days ago) Bajaj Allianz Health Care Supreme Plan. If you wish to live your life to the fullest, carefree of the medical costs that arise due to the various health challenges and health care needs then Bajaj Allianz Health Care Supreme is the plan best suited for you and your family.
Health Insurance for High-Risk Category Individuals
(Just Now) A health insurance policy is underwritten by the insurer based on the risk that the proposer presents. Every proposal is either classified as a low risk, moderate risk or high risk application and is accordingly dealt with. Normal healthy individuals who are young and are not afflicted with any ailments or lifestyle habits are considered low
Points to Remember While Buying Health Insurance
(7 days ago) Best Health Insurance Plans for Senior Citizens in 2021. Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy adequate health insurance for your loved ones. And if they are your elderly parents, then it …
Health Insurance Companies in India and Hospitals
(5 days ago) Best Health Insurance Plans for Senior Citizens in 2021. Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy adequate health insurance for your loved ones. And if they are your elderly parents, then it is all the more imperative to get them medi
Max Bupa Health Recharge Plan: Benefits, Buy & Renew Online
(6 days ago) You can buy Max Bupa Health Recharge policy in the following ways: Online: bUying policy online is the most convenient yet safest way of buying insurance. While buying online you can even compare the policy as per the offerings, premium, claim settlement ratio …
Tax Benefits on Health Insurance
(1 days ago) Taxable income. The premium paid by an individual for health insurance reduces the taxable income and hence the tax liability. Individuals, who pay their own health insurance and are under 60 years of age, can avail of a tax exemption of up to INR 25,000 per year.
Star Health Corona Kavach Insurance Policy for Covid-19
(9 days ago) Star Health Corona Kavach Policy. Star health Corona Kavach Policy is an indemnity health insurance policy that covers the cost of Covid-19 treatment and requires a one-time payment for the entire policy term. The product that has recently been launched as per the IRDAI guidelines.
How to Avail of Free Medical Check-ups under your Health
(8 days ago) One of the benefits of health insurance plans is a free medical check-up facility. As per the recent report by the IRDAI, Insurance Regulatory and Development Authority of India, the penetration of health insurance in India is nearly 3.4%.
Top-Up Health Insurance: Here’s Why Having a Back-up Plan
(2 days ago) Top-up health insurance plans play the role of Stepney (in a car). It supports the indemnity cover in case you exhaust the basic sum insured. When a regular health insurance policy indemnifies up to the chose sum insured, a top-up policy comes …